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Vacant Land Flexi Smart
Flexible features that will help you spend off your loan faster.
Because of the freedom of earning prepayment, you’ll be able to save well on interest right from the start. This shortens your loan tenure, and finally, you’ll own your land faster. For additional convenience, you additionally have the flexibility to withdraw prepayment, also to save you much more, Vacant Land Flexi Smart comes without set-up and maintenance costs.
- Vacant Land Flexi Smart
- Vacant Land Flexi Smart
Qualities & Advantages
For domestic, commercial, commercial and agricultural vacant land
Withdrawal and payment convenience
Make withdrawal and prepayment via CIMB Clicks, Contact Centre or any CIMB Bank branches nationwide
Tall margin of funding
• Commercial and industrial: Up to 65% + 5% (GMTA/Legal/Valuation)
• Agricultural: as much as 55% + 5% (GMTA/Legal/Valuation)
Freedom of withdrawal
Withdraw prepayment anytime at a fee that is affordable.
Loan tenure
• Res years of age, whichever is early in the day
• Commercial, industrial and agricultural: as much as two decades, or 65 years, whichever is earlier in the day
Group Mortgage Term Assurance (GMTA) may be financed
Spend less on revenue whenever you make prepayment which decreases the principal loan amount that is outstanding
No processing / put up / upkeep charge
Enjoy more affordability.
Extra Features
- No dedication charges
- Statement – Annually
- Prevailing Rate Of Interest and Default Clause. Please click on this link to learn more.
- For CIMB Prime Banking customer, take pleasure in the after benefits:
- Earn 0.1 Bonus aim for every single financing that is RM1
- Preferential prices
Month-to-month Installment Calculator
Pick the extent to learn the matching prices per annum online installment loans md.
Eligibility & Requirement
- People aged 18 years and above.
- NRIC photocopy
- Latest three months’ income slide
- Latest EPF statement / Latest three months bank statements showing wage crediting
- Purchase & Purchase Agreement / Booking form from designer
- NRIC photocopy
- Company enrollment
- Latest a few months company bank statements
- Latest Form B with taxation re payment receipt
- Purchase & Purchase Agreement / Booking form from designer
Fees & Fees
Provider Tax Implementation Taxes on services and products (including not restricted to solution taxation, indirect taxes or withholding taxes), where relevant, because might be imposed by the national of Malaysia and any fees payable regarding the or arising away from center funding/account will likely be payable.
| Products / Items | Fees and fees | |
|---|---|---|
| 1 | HomeLoan / BizLoan / Variable Residence Financing-i / Business Premises Financing-i / Term Financing-i / Vacant Land Financing | Processing charge: Not relevant |
| 2 | HomeFlexi / BizFlexi / Flexi Home Financing-i / Flexi company Premises Financing-i | |
| 3 | Flexi Vacant Land Financing | |
| 4 | HomeFlexi Smart/ BizFlexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i | Processing cost of RM200.00 |
| 5 | HomeFlexi Smart / BizFlexi Smart/ Vacant Land Flexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i / Residential Vacant Land Flexi Smart-i | |
| 6 | Secured OD | Commitment charge of just one% p.a. In the amount that is unutilised OD center of RM 250,000.00 and above |
| 7 | Special PR1MA End Financing (SPEF) Package | Processing fee of RM 200.00 |
| 8 | Redemption declaration (Home loan / Home financing) | RM 50.00 per request |
| 9 | Letter of verification for EPF withdrawal | RM 20.00 per demand |
| 10 | Ring Fence Processing Fee for EPF withdrawal | RM 50.00 per demand |
| 11 | Reproduction of statements | |
| 12 | Stamp Duties |